Why Don't You Have CCW Safe Self-Defense Insurance, In Lake Forest, CA?
The typical self-defense insurances found in the industry today simply are not enough for what you must be prepared to face in Lake Forest, CA, only one company provides the type of protection that you as a concealed carry CCW/CHL holder must have. It's not insurance, it's a self-defense protection package, and there simply is no real comparison.
Your coverage includes any administrative, criminal, or civil action stemming from self-defense use of force, it also includes attorneys, investigators, expert witnesses, and there are or limits on the service!
If you're involved in a self-defense use of deadly force incident in Lake Forest, CA a critical response team will immediately respond to assist you, this includes a national trial attorney, an investigator, expert witnesses, and an administrative representative from CCW Safe. Depending on the plan you purchase you also have Bail-Bond protection on bonds ranging between $250,000 to $1,000,000.00. We challenge you to find any other company in the country that gives you this type of protection; we know you can't so it's easy to make the challenge!
Self Defense Insurance Comparison For Concealed Carry In Lake Forest, CA
Your personal defense and the defense of your family and loved ones in Lake Forest, CA does not begin and end with you being a Constitutional Carry or as a licensed CCW / CHL holder.
Although your firearm is in a way insurance against those that would bring immediate and eminent harm to yourself and or your family in Lake Forest, CA, you must think about what happens in the aftermath.
With the expansion of concealed carry in the United States there have been a number of organizations and companies that are providing traditional insurance, which on the surface looks like a good idea yet when you look into it further you realize that in most cases you still have to pay out-of-pocket and then seek reimbursement, ask yourself do you have an extra 100 K just lying around that you can afford to wait to get reimbursed?
Also, with a traditional insurance policy it is only designed to assistant you in obtaining monetary reimbursement, nothing more. So how does a standard insurance policy in Lake Forest, CA help you win your case in court, it doesn't.
It does not help you find a bail bond company to get you out of jail, it does not find you a highly competent attorney who has experience in Self-Defense law, it does not help you with your own experienced crime scene investigator who can testify on your behalf, it does not bring all these things together and put a TEAM together to protect your rights in Lake Forest, CA. Traditional insurance policies do not do this.. Yet, there is only one company that does do all this, CCW Safe.
Finally, there is something far better than traditional insurance in Lake Forest, CA, there is now a true Legal Defense Service Plan that goes for above any traditional insurance or any offering by any company currently in the US, There is now CCW safe, which is a true legal defense service membership program.
The Components of a Great Self-Defense Protection Plan In Lake Forest, CA That Far Exceeds Insurance Alone
Compare the Coverage of CCW Safe's Legal Protecion plan, DO YOUR HOMEWORK.
Attorney coverage, if you find yourself involved in a critical self-defense incident in in Lake Forest, CA you must first call 911 and then immediately make a follow-up phone call to CCW Safe, a licensed attorney will guide you in all the steps you need to take.
Expert witness coverage, if you have either a criminal or civil litigation pending against you in Lake Forest, CA then your assigned attorney will determine the need, and assign the appropriate expert witness to testify on your behalf in court.
Investigator coverage, your attorney that has been assigned to you by CCW Safe will decide when to activate the critical response team, when activated your investigators will complete a thorough investigation of the incident and the subject.
One of the most remarkable things about CCW Safe compared to typical insurance policies is not only the level of coverage but the incredibly affordable price.
THE DEFENDER PLAN
Starting at $179, this plan covers a single member, starts at $179, and includes $500k bail bond coverage, unlimited coverage on criminal, civil and administrative actions, appeal if needed. This includes attorneys fees, investigators, experts, depositions, trial exhibits, jury consultants, anything that is related to that trial. All of our new plans also covers your spouse, and entire family under 18 in the home. If you’re spouse has a permit, then you can add them for $100. The civil liability coverage can be added to any plan for $220. This is still one of the lowest cost plans in the industry, and CCW Safe is the only company in the industry to have successfully defended a start to finish, murder I self defense case.
Other Benefits Of This Plan Include:
- Immediate attorney consultation if you are involved in a deadly use of force through our 24 hr. emergency hotline
- Immediate critical response team
- Immediate attorney selection
- Peer support
- 10 counseling sessions
- $3k crime scene clean up in the home
- $250 per day work loss due to trial
- Free courses at CCW Safe Academy
- Access to special online content
- Reward points that can be used for merchandise, cabela’s gift cards, or toward membership costs.
So for a single member who adds civil liability coverage, the total cost would be $399 per year. If you wanted to add on an additional $500k of bail coverage, it would be $449. No other plans can match our coverage, but even though, they still charge more for coverage ranging from $497 to $549 a year. And on those competing plans you could still lose $100k or more out of pocket.
THE PROTECTOR PLAN
Starting at $149. If you are Military or Law Enforcement, retired or active, we still have discounts for you under the Protector Plan, which is $149 per year with the same coverage as the Defender plan.
This is our top tier, everything included plan, and it is priced at $499. The ultimate plan includes everything in the Defender Plan, plus includes more counseling sessions, higher daily work loss during trial at $300 per day, increased crime scene clean up the home and car, double reward points on some actions, and a ultimate gift pack which will include an Ultimate member Tshirt, an ultimate member challenge coin with emergency number, and a free copy of Crime and Place app, CCW Safe edition, total value $49. This gift pack will only be available to Ultimate plan members.
HR 218 PLAN
The CCW Safe HR218 plan was developed specifically for active, retired, and former law enforcement officers that meet the requirements for the Law Enforcement Officers Safety Act (LEOSA), also known as HR218. (For full requirements, see bottom of this page.). This membership comes with challenge coin and plastic membership card.
The Difference Between Self Defense Insurance And A True Legal Defense “Program” In Lake Forest, CA
One glaring and critical point that seems to always be overlooked in concealed carry classes and by many instructors in Lake Forest, CA is that very little is said or explained in regards to both civil and criminal liability in the use of force in a self-defense incident.
It is absolutely imperative that if you carry a gun for self-defense in Lake Forest, CA that you be properly prepared for the inevitable civil or criminal action that will take place against you, you need to have access to sound expert advice as part of the responsibility of gun ownership, if you are not prepared it is a voluntary program that you will regret for not taking advantage of literally for the rest of your life.
If you carefully look at and consider every type of self-defense insurance and/or self-defense program that's available on the market today and compare the coverage versus the cost in Lake Forest, CA it quickly becomes very self-evident that there is only one company that has the protection that you need for you and your family in our litigious society... This Self-Defense program is a true peace of mind.
For between $.20 to $.41 cents a day depending on the plan that you choose you get the single best and comprehensive self-defense protection package available anywhere, you can protect yourself and your family for literally pennies a day, this is truly a no-brainer!
IS SELF-DEFENSE "INSURANCE" ILLEGAL IN Lake Forest, CA AND YOUR STATE?
Recently we had a fan of our page send us an email regarding self defense insurance questions regarding the state of Washington in that they have now outlawed all such insurance programs, such as USCCA and the NRA’s Safe Guard, and they were wanting to know if there is any alternative that would still be available to them..
A cursory research found that there are several states now besides the state of Washington that are making self defense “Insurance“ an illegal product / service. In addtion to Washington there is now New Jersey and New York!
Currently CCW Safe provides a self-defense protection plan (not Insurance) that is being provided legally in 47 states, I contacted them and asked them to provide a legal explanation of the difference which is as follows;
CCW Safe’s Unique Structure: Years ago, when the founders started CCW Safe, we based it off of the police union model that had provided us guidance, education, resources and protection for the entirety of our law enforcement careers. Once we were all out of law enforcement and exercising our rights to carry concealed with our permits, we recognized a need for a similar organization to protect our interests as civilians, so we created CCW Safe. Our goal has always been to provide our members education, risk management training, use of force education and protection in the event they were a victim of a crime and had a self-defense incident.
We have always valued independence and have strived to have our services be always available for our members, wherever they happen to be. We also have commitment and dedication as cultural values of our company. These values led us to create our own Captive Insurance company, 2A Insurance, in order to be the funding mechanism for CCW Safe to provide its services to our members (see information below). This way, CCW Safe is not subject to market conditions that have impacted our competitors. We have a stable, independent funding mechanism that allows us to have the best services, best content, and most comprehensive membership in the industry.
Our competitors that have had sanctions and law suits placed against them by Governors of Large states across the nation are structured differently than CCW Safe. Those companies partnered with traditional insurance brokers (i.e., Lockton Affinity) and through their partnerships were selling insurance policies to its members where the member was named as the insured (in violation of that state’s insurance regulations).
CCW Safe is not an insurance company and does not sell insurance policies. CCW Safe is the “insured” and not the member. We own our Captive Insurance company which is not regulated by the traditional insurance market.
Captive Insurance companies are regulated by the following:
• Domestic and Offshore regulators
• US Internal Revenue Services
• National Association of Insurance Commissioners
• International Association of Insurance Supervisors
This is why we are allowed to operate in 47 states as we are a "legal service plan" that pays for and coordinates certified attorneys and others in the state in which there is a need for service. When our customers purchase the subscription plan they enter into a contractual agreement through our terms of service to have delivered to them the benefits of the plan purchased. The civil liability benefit is extended to the member by the associated plan through our self-insured status.
CCW Safe is a Legal Service Subscription Plan that does not a sell a policy, therefore we do not conduct insurance business. 2A Insurance is our own Captive that insures CCW Safe in order to have stability and independence from the commercial market. We have published extensively on our website information about the formation of our captive and its relation to our company. We welcome you to review our website and related content to have an understanding of what sets us apart from our competitors.
2A Insurance is committed to providing the funding and insurance based financial management infrastructure to make CCW Safe the industry leader in legal services membership plans for the concealed carry community. CCW Safe is the company with the greatest financial security to finance claims and meet the needs of members. Creating 2A Insurance solidifies CCW Safe as the clear choice for anyone seeking self-defense legal services coverage.
2A Insurance Is A Segregated Account of Madison First Property and Casualty, Ltd. SAC, A Segregated Accounts Company Registered Under the Segregated Accounts Companies Act, 2004. 2A Insurance Is Managed by Hamilton Captive Management, A Licensed Insurance Manager. CCW Safe has created 2A Insurance, a captive insurance company designed to provide CCW Safe with an insurance-backed funding mechanism.
Simply put, 2A Insurance provides our members with the comfort of knowing that CCW Safe insures its ability to fund the cost of legal services for its members as claims arise. Further, 2A Insurance is protected by reinsurance via an agreement with Port Royal Insurance Company, Ltd. SAC. This additional layer of protection provides the resources of a third-party insurance company to draw upon for those claims that have the potential for heavy cost outlays.
3 State Alert!: Politicians Who Hate The 2nd Amendment!
New due to recent state legislation for 2019 - 2020
There have been some significant changes at CCW Safe. It affects members in 3 states. We feel our structure is sound and lawful in all 50 states. However due to various situations in hostile regulatory environments in several states we are modifying our coverage in those states.
We are no longer accepting new members or renewals in Washington state. All current members coverage terms will be honored until their expiration date. We are working to be able to resolve this situation currently. As more information becomes available we will update everyone. All self-defense protection companies have been foced to cease all business in the state.
At this time membership is not available in the state of New Jersey. The elected and appointed officials in the state have made it abundantly clear that New Jersey is a hostile state to the Second Amendment, much less anyone in the firearms business or any affiliated business that is even remotely connected. As such, our membership is no longer being offered to anyone who may reside or be licensed in New Jersey. No coverage is offered for any incident occurring in New Jersey.
Under circumstances beyond our control, CCW Safe no longer cover incidents or sell membership subscriptions for non-law enforcement members in New York state. There are a few states and governors that are changing laws, legislation and insurance regulatory powers to force out companies that defend those involved in self-defense shooting incidents
The state of New York has made moves following their lawsuit against the NRA, to deter and cease the actions of businesses designed to cover their citizens who are forced to defend themselves in a life-threatening attack. This forced our competitors (NRA, USCCA, etc.) and now CCW Safe to comply with the new regulations and requests to stop business in their state.
Although, CCW Safe is not an insurance company, and did not (like our competitors) partner with traditional insurance companies to sell insurance policies; we are not going to sell plans to permit holders or gun owners in the State of New York any longer. Our only exception is those that fall under federal guidelines of the following House Bill (HR218) "Law Enforcement Officers Safety Act" that allows police officers to carry nationally under federal authority. We will only cover these individual members under the HR218 plan for their off-duty incidents and those out of state where it is recognized coverage (New Jersey and Washington state excluded).
FOR THOSE WITH VALID STATE CCW PERMITS ONLY
FOR ACTIVE OR RETIRED MILITARY AND LAW ENFORCEMENT OFFICERS WITH CCW PERMITS
NON - PERMIT PLANS
Constitutional Carry | Home Defense Plan | Civil Liability
The CCW Safe HR218 plan was developed specifically for active, retired, and former law enforcement officers that meet the requirements for the Law Enforcement Officers Safety Act (LEOSA), also known as HR218.
To learn more about ALL of CCW Safe’s Self Defense and Home Defense Protection Programs or to Purchase a plan please follow the link, CCW Safe Also has Monthly Payments Available CLICK HERE